But Fail to Plan !!
Let us Synergize our Efforts To Help people and Develop Our Career.
The Way of Success
Evaluate Yourself?------------------Unlimited income I can make it
"What is your main purpose of working?"
"Is it considered a business if it does not make any profit?"
It is our responsible to provide a better life to our family.
In general, the profession that provides good remuneration is considered a good job. Normally, people regard lawyers and accountants as noble profession because they can be on equal footing with those rice businessman. Indeed, as an insurance agent, you will possess both the criteria mentioned above
Life insurance career determines a brigh future for you. It will make you totally different from other.
Follow the right person
. Following successful people and team is the fastest way to succeed.
Do the right thing
. The spirit of working hard in order to win a victory is no longer applicable. If we work smart, we are sure to successd.
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Why should I buy life insurance?
1) Replace income for dependents
If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government- or employer-sponsored benefits of your surviving spouse or domestic partner will be reduced after your death.
2) Pay final expenses
Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance.
3) Create an inheritance for your heirs
Even if you have no other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries.
4) Pay federal “death” taxes and state “death” taxes
Life insurance benefits can pay estate taxes so that your heirs will not have to liquidate other assets or take a smaller inheritance. Changes in the federal “death” tax rules between now and January 1, 2011 will likely lessen the impact of this tax on some people, but some states are offsetting those federal decreases with increases in their state-level “death” taxes.
5) Make significant charitable contributions
By making a charity the beneficiary of your life insurance, you can make a much larger contribution than if you donated the cash equivalent of the policy’s premiums.
6) Create a source of savings
Some types of life insurance create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the owner’s request. Since most people make paying their life insurance policy premiums a high priority, buying a cash-value type policy can create a kind of “forced” savings plan. Furthermore, the interest credited is tax deferred (and tax exempt if the money is paid as a death claim).
Source : Insurance Information Institute